Investor Compensation Scheme

The purpose of the investor compensation is to cover claims that have arisen due to the fact that a bank or other financial service provider has been unable




to pay back funds that are owed or that belong to investors and that are held for their account in connection with investment services, or




to return financial instruments to the investors that belong to them and that are held, kept in custody or managed for their account in connection with investment services and activities

according to the applicable statutory and contractual conditions.
In addition to the deposits, investments up to a maximum of CHF 30,000 are also covered for eligible bank clients (no double compensation of any claims). The investments comprise securities and similar financial instruments. However, this protection is unlikely to play a major role in practice, as in the event of default of the bank, the entire custody account of a client is separated from the bankruptcy assets exclusively in his favour.